Teachers Credit Union
Teachers Credit Union
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Today's Rates

30 Year Fixed Conforming
 Rate  APR  Points
 4.250%  4.389%  1.000%
 4.500%  4.554%  0.000%
15 Year Fixed Conforming
 Rate  APR  Points
 3.750%  3.991%  1.000%
 4.000%  4.093%  0.000%
ARM 5/1 30 Years
 Rate  APR  Points
 3.625%  4.314%  0.000%

Personalized Quote

Calculator: Plan your financial future with our online calculator!


Need an account that's free, convenient, or full of features? How about all three?

Get moving with NO CLOSING COSTS! Buying a home is a major investment. Why pay closing costs if you don't have to? Come to TCU now through February 28, 2018 and we'll let you keep the closing costs. Plus, our local mortgage representatives will help you every step of the way. We'll help you understand your options and ensure you get the mortgage that best fits your needs. Apply online or set up a meeting today.

No Closing Cost offer ends February 28, 2018!

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Government Loans

Find out about a low down payment FHA loan or a no down payment VA or USDA loan from our Mortgage Loan Officers.


© Teachers Credit Union. Equal Housing Opportunity. Limited time offer, valid until February 28, 2018. Offer available on fixed mortgages, conventional and government loans to include FHA, VA and Rural Development financing only, single family residence, primary residence, second/vacation home, and 50 acres or less. Not valid for property in Texas, Georgia and California. Offer does not include prepaid interest, escrow reserves, homeowners insurance, government funding fees, re-inspection fees, PMI (paid up front), Deed doc fees, mobile closer fee, and Owner Title Policy fee. Member is responsible for these fees. Prepaid Government Funding Fees will be added to the loan balance. Minimum loan amount $50,000, maximum loan amount $453,100. Credit underwriting guidelines apply. Preapprovals expire in 90 days. Cap on seller contributions can be credited as principle reductions. Closing costs include Appraisal ($485 will be required in advance* and credited at closing), underwriting fee, lenders title policy, recording fees, closing fees, tax service fee, and flood certification fee. *Applicants who do not finance with TCU for any reason, including loan denial, will be required to pay the Appraisal Fee. NMLS# 686706. New members are subject to $7.00 membership fee and $5.00 initial share deposit. Other fees may apply as described in the common features.

Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.


Equal Housing Opportunity NCUA
Federally Insured by NCUA.
Teachers Credit Union, Lender NMLS #686706