Teachers Credit Union
Teachers Credit Union
  • Personal
  • Business
  • News
  • About TCU
  • Contact
  • Become A Member
Need an account that's free, convenient, or full of features? How about all three?

There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide what type of mortgage is best for you, whether you are considering purchasing a new home or deciding if it is the right time to refinance. Of course, the calculators don't take into account all the factors that should be considered when choosing a new mortgage, they are designed just to offer assistance. The final decision should always be based on what's best for you and your individual situation.

Calculators for You

        How much would my monthly payment be?
        How much can I save with a 15 year mortgage?
        Can I save money by refinancing now?
        How quickly can I pay off my mortgage by making additional payments?
        Does it make sense to pay points to get a lower interest rate?
        Should I buy a home or continue to rent?
        Should I consider consolidating my debt with a cash-out refinance?
        Should I consider consolidating my debt with a home equity loan?

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

 

 

© Teachers Credit Union. Equal Housing Opportunity. Limited time offer, valid until February 28, 2018. Offer available on fixed mortgages, conventional and government loans to include FHA, VA and Rural Development financing only, single family residence, primary residence, second/vacation home, and 50 acres or less. Not valid for property in Texas, Georgia and California. Offer does not include prepaid interest, escrow reserves, homeowners insurance, government funding fees, re-inspection fees, PMI (paid up front), Deed doc fees, mobile closer fee, and Owner Title Policy fee. Member is responsible for these fees. Prepaid Government Funding Fees will be added to the loan balance. Minimum loan amount $50,000, maximum loan amount $453,100. Credit underwriting guidelines apply. Preapprovals expire in 90 days. Cap on seller contributions can be credited as principle reductions. Closing costs include Appraisal ($485 will be required in advance* and credited at closing), underwriting fee, lenders title policy, recording fees, closing fees, tax service fee, and flood certification fee. *Applicants who do not finance with TCU for any reason, including loan denial, will be required to pay the Appraisal Fee. NMLS# 686706. New members are subject to $7.00 membership fee and $5.00 initial share deposit. Other fees may apply as described in the common features.

Any links to external websites are links to alternative sites not operated by TCU. TCU is not responsible for the content of the alternate site. The privacy and security policies of the alternate site may differ from those practiced by TCU. TCU does not represent you or the third party if you enter into a transaction with the third party.

 

Equal Housing Opportunity NCUA
 
Federally Insured by NCUA.
Teachers Credit Union, Lender NMLS #686706